Multi-ethnic women gather in office for

Apply for a


Mahalo for your interest in becoming a PAL Kaua'i Homeowner. 

Current Project: Kauhale O Namahana in Kilauea Town

Income Eligibility: 120% Area Median Income (AMI) or Below (Link to Current Kauai County Income Limits)

The Kauhale O Namahana project is supported by the County of Kaua’i Housing Agency and therefore, all of the prospective buyers will be selected from the County of Kauai Homebuyers Program list. 



Kaua'i County Home Buyer List Procedures & Policy 


1. You must be a Kauai resident and a first-time homebuyer.


2. Applicant must register for Home Buyer Education classes with a HUD-approved education and counseling agency.


Hawaiian Community Assets

Telephone: (808) 784-3841



3. Upon completion of the home buyer education class, the applicant will receive a CERTIFICATE OF ACHIEVEMENT; a copy needs to be submitted to the Housing Agency.

County Housing Coordinator

Elisa Lagoc-Chang

Telephone: (808) 241-4425



4. Complete the Kaua‘i Resident Affordable Home Buyer Registration Form and submit with a copy of the certificate to Housing Agency, to be on the Affordable Housing Waitlist (AHWL). 


5. Upon receipt of both forms (Homebuyer Registration Form fillable.pdf and certificate), a letter will be sent to the applicant informing of their perpetual Home Buyer Number. 


6. Notification of any affordable “for sale” development, single family home or project will be sent to all active participants on the AHWL. 


Equal Housing Opportunity


We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.